Why is it important to use a local licensed agent?
All supplements are standardized by the government. Still, each company charges different premiums for the same exact thing!
Premiums are zip code specific. Ergo, a local licensed agent simply makes good sense because a licensed local agent will be more familiar with the policies available in your zip code.
Are supplement policies the same as Medicare Advantage Plans?
No! Medicare Supplement (Medigap) policies cover your Parts A & B out-of-pocket costs. On the other hand, Medicare Advantage Plans are an alternative way to get basic Medicare coverage. Sometimes Medicare Advantage plan’s offer additional benefits.